Terms

Not financial advice

Palta Money is a modelling and education tool. Nothing on the site is financial, investment, tax, mortgage, or legal advice, and it is not a recommendation to buy, sell, borrow, or invest. Results are estimates based on the figures you enter and our published assumptions. They can be wrong or out of date. Check important decisions with a regulated adviser or the relevant provider before you act.

Who can use Palta

• UK only. Tax rules, figures, and assumptions are for the United Kingdom. The service is not intended for use elsewhere.
• 18 or over. You must be at least 18 to create a Household Plan account.
• Invite only. Household Plan accounts need an invite code. Please do not share your invite or your login.

This is a beta

Household Plan is an early beta. Features may change, break, or be removed, and the service may be unavailable at times. We may end the beta or close accounts with reasonable notice where we can. Keep your own backup using Export JSON in the plan menu.

The service is free during the beta and provided “as is”. To the extent the law allows, we are not liable for losses arising from decisions made using the site or from lost data. Nothing in these terms limits rights you have under UK consumer law.

Your account and data

Keep your password safe and tell us if you think someone else has used your account. How we store and use your data, including plans stored on our servers, is explained in the privacy notice. You can ask us to delete your account at any time.

Fair use

Do not misuse the service, for example by trying to access other people's data, overloading it, or scraping it. We may suspend accounts that do.

Who we are

These terms are a contract with Palta Tech Ltd, which operates Palta Money. Palta Tech Ltd is registered in Scotland, company number SC717396. Contact: [email protected]. These terms are governed by the law of Scotland. You may also bring a claim in the courts of the part of the UK where you live.