Palta Money

About

Palta Money is a UK-focused personal finance analysis site. We build section-by-section tools so you can understand a topic broadly, then drill into calculators with clear assumptions — not a wall of unexplained numbers.

What is live today

The mortgage calculator models monthly repayments, stamp duty (SDLT, LBTT, and LTT), council tax, maintenance, and other ownership costs for England, Scotland, and Wales. Tax bands and sources are documented on the assumptions page.

More sections — income, loans, investment, and debt — are in development and appear on the home page when they are ready to use.

How to use these tools

  • Enter your scenario; results update as you change inputs.
  • Check assumptions before relying on a figure for a decision.
  • Share a link to reproduce your inputs — useful for conversations, not a substitute for professional advice.

Important

Palta Money is for education and planning only. It is not regulated financial advice, and we do not recommend specific products or lenders. Tax rules and rates change; always confirm figures with official sources or a qualified adviser before you commit.